Foreclosure Resources

Resources to Help Prevent ForeclosureThe downturn in the economy has impacted many people’s ability to pay their mortgage. Fortunately, many resources are available for homeowners that are behind on payments or have received a foreclosure notice. The following options may help you if you face these situations:

The Illinois Foreclosure Prevention Network is seeking to make it easier for homeowners to access and navigate the full range of assistance programs available to them to help prevent foreclosure. The network brings together the services and resources of various state agencies and qualified participating non-profit agencies to guide Illinois residents through the process of weighing your options that could help you stay in your home. These services are free.

Visit www.keepyourhomeillinois.org for more information. Visit www.makinghomeaffordable.gov, which is the federal government's website that contains information about mortgage refinancing and modification programs. The site includes a self-assessment tool to help you determine if you will qualify for these programs, as well as information on how to find out if your loan is owned by Freddie Mac or Fannie Mae. Beware of other similarly named websites - the above address is the official website for this program.

Visit the Regional Home Ownership Preservation Initiative at www.regionalhopi.org. The site provides key resources for foreclosure prevention, success stories of local efforts to forge solutions to the foreclosure problem, events, research, and data on the foreclosure crisis in the Chicagoland region.

Call your lender to see if there may be an opportunity to adjust your payments to something you can better afford.

Locate a Housing and Urban Development (HUD) certified counseling service at www.hud.gov.

Utilize the DuPage Homeownership Center at www.dhoc.org or (630) 260-2500

The DuPage Homeownership Center offers a number of resources to homeowners that are concerned about foreclosure. Click here for a copy of their flyer entitled “Worried About Making Your Monthly Mortgage Payments?” The flyer contains information on the foreclosure process, the counseling process at DOHC, and the options that may be available to you in avoiding foreclosure.

Foreclosure Prevention Counseling and Reverse Mortgage Counseling
1333 N. Main Street
Wheaton, IL 60187 (630) 260-2500

Get in contact with the Attorney General’s office at www.illinoisattorneygeneral.gov or at the Homeowner’s Helpline 1-866-544-7151 from 8:00 a.m. to 7:00 p.m. Monday through Thursday and 8:00 a.m. to 5:00 p.m. Friday. Click here for helpful hints on avoiding home foreclosure "rescue scams."

Visit the DuPage County Treasurer’s Office for information on tax relief programs for DuPage seniors.

DuPage County Treasurer’s Office – Senior Serve
Tax Relief Programs for DuPage Seniors(630) 407-5900
www.dupageco.org/treasurer

Check out the DuPage County Community Resource Information System (CRIS); which is a clearinghouse for information on a wide range of services in DuPage. Their website is www.dupagecris.org.